Medical Insurance

Many insurances won't cover chiropractors. My chiro charges $27 per visit. The better quality one up the hill charges $50. The last time I went to Urgent care (which most insurances WILL pay for, it cost $150 and that was years ago. It's over $200 now. What would medical bills look like without price-inflating insurance and government programs? I bet they would be much more afordable.